Many don’t realize that their insurance needs change as they move through life. Early in your career, disability and life insurance may play an important role in your protection plan. But as children leave home and you transition to a work-optional lifestyle, concerns like long-term care may become a greater priority.

Because insurance isn’t something you tend to think about until you have to use it, it’s possible (even likely) that you may be under- or over-insured.

We’ll take a look at what you’re currently covered for and identify areas for improvement or new opportunities for protection. As you continue moving through life, we’ll revisit your coverage periodically to make sure your protection is best reflecting your present needs.